Your Next Step to a happy home

At Your Next Step, we aim to make your journey straightforward and stress free throughout the whole life of your finances. Whether you are looking to get on the property ladder, move home or re-mortgage, Your Next Step will be with you every step of the way.

We will take care of everything, from explaining all your options, and helping you select the right mortgage, to choosing the most suitable protection for you, your family and your home.

We handle the entire application process, with advice that is specifically tailored to your needs and circumstances.

Start your journey

5 star reviews from Google for mortgage advice

  • Patrick Durkin, Mortgage Advisor at Your Next Step, provided outstanding support and truly deserves high praise. He was not only incredibly helpful but also empathetic, offering clear and thorough explanations at every stage of the process. Patrick kept me well-informed, addressing all my questions promptly. His service is a solid 10/10, and I would gladly recommend him to friends and family. It was an absolute pleasure working with him—I can’t thank him enough!

    Jamie

  • Alan was incredibly helpful from the moment we got in touch through to receiving the mortgage offer. He was always available when we needed advice, and nothing was ever too much trouble. Alan even shared a link to his own calculation tool, which allowed us to see exactly what our monthly payments would be. We would definitely recommend Alan, and we’ll be sure to let friends and family know about his services in the future.

    Craig

  • Patrick Durkin and Alan Mackenzie from Your Next Step deserve high praise for their exceptional support. Patrick was incredibly helpful and empathetic, offering clear explanations and outstanding communication throughout the process. He kept me informed at every step and responded to my questions promptly. I would highly recommend their services to friends and family—the experience was fantastic, and Patrick was so friendly! It was an absolute pleasure to work with them, and I can’t thank Your Next Step enough for making our first home purchase so much easier. Thank you both for your incredible service!

    Neelam

Meet the Team

  • Image of Alan, the founder of Your Next Step

    Alan MacKenzie

    Founder and Mortgage Broker

  • Patrick

    Mortgage and Insurance Broker