Your Next Step
 to a happy home

Making your mortgage journey simple, stress-free, and tailored entirely to you.

We provide expert mortgage and insurance advice with a friendly service and always with a smile.

Whether buying your first home, moving, or re-mortgaging, we’re with you every step of the way.

Call us

01355 511068

Email us

Hello@YNSmortgage.com

Hero image of a woman and a man smiling at a smartphone

What we offer

  • Working with Your Next Step made our selling and buying process easy and stress free and we can't recommend the team enough!

    Abbie

    ⭐⭐⭐⭐⭐

    See more reviews

  • It was an absolute pleasure to work with them, and I can't thank Your Next Step enough for making our first home purchase so much easier. Thank you for your incredible service!

    Neelam

    ⭐⭐⭐⭐⭐

    See more reviews

  • Communication was excellent and nothing was ever too much trouble. A professional, reliable and supportive service—we highly recommend.

    Stefan

    ⭐⭐⭐⭐⭐

    See more reviews

  • Your Next Step has helped us remortgage twice and more recently secure a mortgage for a new house. As a business owner/self-employed, they made everything feel super easy and nothing was a bother. We would recommend them to anyone and will be back in a few years when it’s time to remortgage again.

    Rebecca

    ⭐⭐⭐⭐⭐

    Click Here

  • The communication from the team at Your Next Step was outstanding. Over six months of house hunting, they stayed engaged with my questions, found us the best deal, and worked with our new build developer to make our move a reality.

    Mando

    ⭐⭐⭐⭐⭐

    Click Here

Meet the Team

  • Image of Alan, the founder of Your Next Step

    Alan MacKenzie

    Founder and Mortgage Broker

    Alan, Director of Your Next Step, is an experienced Mortgage Broker focused on honest advice, personal service, and long-term client relationships. He leads a team committed to trust, professionalism, and making the process smooth and simple.

    📞 07548 460038

    📧 Alan@YNSmortgage.com

  • Image of Patrick Durkin, mortgage and insurance broker

    Patrick Durkin

    Mortgage and Insurance Broker

    Patrick is a skilled Mortgage & Protection Broker who offers friendly, clear advice. He helps clients buy, move, remortgage, and secure the right protection, making the process simple and stress-free.

    📞 07397 123509

    📧 Patrick@YNSmortgage.com

  • Image of Chris Urquhart, mortgage and insurance broker

    Chris Urquhart

    Mortgage and Insurance Broker

    With 16+ years’ experience, Chris specialises in remortgages and protection, offering clear advice and a client-first approach. Known for building strong relationships, he makes the process smooth and stress-free.

    📞 07539 966919

    📧 Chris@YNSmortgage.com