Our repayment mortgage calculator

Buying a home is an exciting milestone, but planning your finances can feel daunting. At Your Next Step, we’re here to make it simpler. Our Repayment Calculator offers a quick and clear view of what your monthly mortgage payments might look like, helping you confidently plan for your new home and stay in control of your finances.

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Our overpayment calculator

Our Overpayment Calculator shows how even small extra payments can reduce your mortgage term and save on interest over time. Use it to explore the impact of overpayments and see how you could own your home sooner while lowering your overall costs.